I'm Mike — a mortgage broker licensed in AZ & CA who breaks it all down in plain English. Let's get you into your new home.
Whether you're buying your first home, refinancing, or still figuring out where to start — there's a loan program built for your situation.
Buying a home in Arizona? I'll find the right loan, explain your options in plain English, and get you to the closing table.
Rates shifted. Your life changed. Whatever the reason, I'll help you figure out if refinancing makes sense — and make it painless if it does.
You've built equity — put it to work. A Home Equity Line of Credit lets you tap into your home's value for renovations, debt consolidation, or anything else life throws at you. I'll help you find the best terms.
Don't fit the traditional mold? No problem. I work with DSCR loans, bank statement programs, investor loans, and other non-traditional options for self-employed borrowers and real estate investors.
You served. You earned this benefit. I'll make sure you use it right — zero down, no PMI, and a broker who actually understands VA guidelines.
Never done this before? Good — you'll ask better questions. I'll walk you through every step so nothing catches you off guard.
Not quite ready to buy? That's okay. I'll tell you exactly what to focus on and how long it'll take. No sugarcoating, no runaround.
Here's what working with me actually looks like.
Fill out a quick form — it takes about five minutes and there's no credit pull. I review it personally and reach out same day.
I run your scenario through 30+ investors to find the best rate and program for your situation. I bring the options to you. You decide.
From underwriting to the closing table, I'm with you the whole way. You'll always know what's happening and what's next.
I got into this business because I kept watching people get confused, overwhelmed, and taken advantage of — by a system that's supposed to help them build wealth. That bothered me enough to do something about it.
I'm Mike Atwell, a licensed mortgage broker based in Scottsdale, Arizona — licensed in AZ & CA and able to help clients in most states. Under Eureka Mortgage Planning LLC, I work as an independent broker — which means I'm not tied to one bank's products. I work with 30+ investors to find the loan that actually fits your life, not just the one that's easiest for me to sell.
If you've got questions, I pick up the phone. If you want to understand the process before you start it, I've got a whole YouTube channel for that. My goal is simple: you close on a home and actually understand what just happened.
I break down the stuff lenders never explain — in plain English, for free, on YouTube.
Got a quick mortgage question? I answer all of them here. No fluff.
Working with Mike Atwell was an exceptional experience. His efficiency, clear communication, and unwavering transparency set him apart. Mike was forthright about every detail, ensuring I was fully informed throughout the entire process. I genuinely felt he had my best interests at heart.
We've worked with Mike on several transactions and they have all been great! We closed on time and he got us the terms he promised. He always answered his phone and was very responsive to our needs. We will definitely use him again!
This was my first time working with Mike. I am a realtor and work with several lenders, but Mike showed first class service from start to finish. He communicated well, met every deadline, and delivered exactly what he promised. I will absolutely recommend him to my clients.
No credit pull. No commitment. Just tell me where you're at and I'll tell you what's possible. Response within 1 business day — usually faster.
Call or text anytime — I pick up.
Got it — thank you! Mike will be in touch within 1 business day. In the meantime, check out his YouTube channel — there's a good chance he already answered your question.